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RBI MPC June 2026 repo rate 5.25% decision impact on home loan EMI and fixed deposit rates in India
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RBI MPC June 2026: Home Loan EMI and FD Rates Explained

The RBI held the repo rate at 5.25% in June 2026, pausing after a 125 basis point cut cycle. Here's what the MPC decision means for your home loan EMI, whether your bank has passed on the full benefit, and whether to lock in FD rates now.

Sudarshan Babar 7 min read