Posts tagged: Account Aggregator

Diagram of India's Account Aggregator framework showing consent-based financial data sharing between banks, lenders, and users in 2026

What is the Account Aggregator Framework? How to Share Financial Data Safely in 2026

India's Account Aggregator framework lets you share bank statements, mutual fund data, and tax records with lenders in minutes, with consent you can revoke anytime. Here's how the AA system actually works in 2026.

Sudarshan Babar • 16 May 2026 • 10 min read

A small business owner using a smartphone to access instant digital credit via OCEN

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What is OCEN? Open Credit Enablement Network Loans in 2026

OCEN is doing for loans what UPI did for payments. Learn how the Open Credit Enablement Network is bringing instant, small-ticket loans to everyday Indian apps and transforming credit access for small businesses.

Sudarshan Babar • 12 May 2026 • 8 min read

A person using a smartphone to approve a digital loan application using RBI's Unified Lending Interface

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What is RBI's Unified Lending Interface (ULI)?

The RBI's Unified Lending Interface (ULI) is built to do for bank loans what UPI did for digital payments. Here is a simple explanation of how it changes credit.

Sudarshan Babar • 08 May 2026 • 8 min read

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#Account Aggregator

What is the Account Aggregator Framework? How to Share Financial Data Safely in 2026

What is OCEN? Open Credit Enablement Network Loans in 2026

What is RBI's Unified Lending Interface (ULI)?