Explainers

Clear answers to "What is X?" and "How does Y work?" — AI and tech concepts explained for everyday Indians.

What is OCEN? Open Credit Enablement Network Loans in 2026

OCEN is doing for loans what UPI did for payments. Learn how the Open Credit Enablement Network is bringing instant, small-ticket loans to everyday Indian apps and transforming credit access for small businesses.

Sudarshan Babar 8 min read

What is RBI's Unified Lending Interface (ULI)?

The RBI's Unified Lending Interface (ULI) is built to do for bank loans what UPI did for digital payments. Here is a simple explanation of how it changes credit.

Sudarshan Babar 8 min read