Explainers

Clear answers to "What is X?" and "How does Y work?" — AI and tech concepts explained for everyday Indians.

What Is UPI Lite X? Offline Payments via NFC Explained

UPI Lite X is NPCI's offline payment feature that uses NFC to transfer money between phones without internet. No signal? No problem. Here's how it works, what phones support it, and whether it's actually safe to use in India.

Sudarshan Babar 8 min read

What is OCEN? Open Credit Enablement Network Loans in 2026

OCEN is doing for loans what UPI did for payments. Learn how the Open Credit Enablement Network is bringing instant, small-ticket loans to everyday Indian apps and transforming credit access for small businesses.

Sudarshan Babar 8 min read